Investidores

Treasury Certificates

Treasury certificates «series 5»

Treasury certificates «series 5» treasury certificates «series 5» are Portuguese government debt instruments for households, offering a guaranteed fixed interest rate. The product is open for subscriptions since 6 July 2026.

 

Subscriptions to treasury certificates «series 5» can be made directly through the IGCP’s digital channel AforroNet 

or

at entities appointed by IGCP for this purpose:

 

Term Sheet

 

Simulator treasury certificates «series 5»

 

Frequently Asked Questions 

 

Heirship Qualifications

Treasury Savings Certificates Value (CTPV)

CTPV Subscription: suspended since July 6, 2026, under the terms of Resolução do  Coselho de Ministros n.º 141-A/2026, de 3 de julho (DR n.º 127/2026, Suplemento, Série I de 2026-07-03).  (DR 177/2021, 3º Suplemento, Série I de 2021-09-10).

 

Redemption: may be carried out directly through AforroNet* 

or

at the counters of the entities contracted by IGCP for this purpose:

  • CTT - Correios de Portugal (check the stores here CTT);

  • Espaços Cidadão (check here Espaços Cidadão); 

  • Global Investment Bank Digital Channels (website or app); 

     

*for subscribers to this service provided by IGCP – see IGCP Instruction No. 2/2025.

 

Term Sheet 

 

Interest Rates

 

Heirship Qualifications

Treasury Savings Growth Certificates (CTPC)

CTPC Subscription: suspended since September 10, 2021, under the terms of Resolução do  Conselho de Ministros n.º 131-B/2021 (DR 177/2021, 3º Suplemento, Série I de 2021-09-10).
 

Redemption: may be carried out directly through AforroNet* 

or

at the counters of the entities contracted by IGCP for this purpose:

  • CTT - Correios de Portugal (check the stores here CTT);

  • Espaços Cidadão (check here Espaços Cidadão); 

  • Global Investment Bank Digital Channels (website or app); 

     

*for subscribers to this service provided by IGCP – see IGCP Instruction No. 2/2025.

 

 

Term Sheet

 

Interest Rates

 

Heirship Qualifications